Every couple argues about money. Whether you've been married for 40 years or dating for four months, money touches every decision - from the $5 cup of coffee to the $50,000 car. Most couples have no idea how to talk to each other about money. They don't know how to compromise or listen or make plans that meet both of their needs.

Instead, they fight. They blame each other. They resent, hurt and hide money from each other. And then they divorce each other.

In The 5 Money Personalities (Thomas Nelson, January 2013), Scott and Bethany Palmer, known internationally as "The Money Couple," show the hidden key to a healthy relationship is not just about managing money but understanding how the other approaches money. The 5 Money Personalities helps readers start dealing with the realities of their money relationship instead of assumptions, labels and fears.

"The Money Couple" has found roughly 75 percent of people they work with are married to someone with the opposite Money Personality. Some of the qualities found withinthe 5 Money Personalities are

• Saver - get a genuine rush from saving money and rarely spend impulsively
• Spender - are willing to pay for convenience and live in the moment
• Risk Taker - are excited by possibility and aren't worried about details
• Security Seeker - are willing to sacrifice and have a plan for the future
• Flyer - not anxious about money and let others make money decisions for them

"Your Money Personality is the lens through which you make money decisions," says "The Money Couple." "Since money touches every decision you make, your Money Personality frames your perspective on life -- waiting to buy the sweater until it goes on sale, saving 30 percent of your paycheck for retirement, or buying a gift for a friend's birthday."

The 5 Money Personalities walks readers through

• The results of their "Money Personality Profile" and that of their significant other
• Tips on how to better relate to someone with differing money opinions
• How to have a "Money Dump" - a chance to discuss the worries and hopes in your money relationship
• The importance of a "Money Huddle" - a time to access the present and to dream about the future
• The emotional toll of financial infidelity - lying about money - and how to work through it

"If you really want to stop arguing about money all the time, you have to be willing to own your Money Personalities - the good and the not-so-good," writes "The Money Couple." "Every person has a unique way of thinking about and dealing with money, but when couples know and respect each other's Money Personalities, the results can be beautiful."

Scott and Bethany Palmer, "The Money Couple," have dedicated their lives to helping others strengthen their relationships with the 5 Money Personalities. With 43 years of combined financial planning experience, they launched "The Money Couple" and are regulars on national TV and radio and speak internationally about love and money. Scott and Bethany enjoy an active lifestyle in Colorado with their two young sons, Cole and Cade.